Terms & Conditions

1. Eligibility and account responsibilities

You must meet the minimum age and other eligibility requirements that apply where you live. Provide accurate information, complete required verification, protect your password and transaction PIN, and promptly report unauthorised activity.

2. Services and acceptable use

The current application provides account access, multi-currency wallets, receiving funds through available virtual accounts, local and international transfers, transaction history, KYC workflows and supported bill payments. Use the service only for lawful purposes. Do not impersonate another person, submit false identity information, abuse payment rails, evade verification, interfere with the service, or use it for fraud, money laundering, sanctions evasion or other unlawful activity.

3. Fees, orders and execution

Fees, exchange rates, limits and availability can vary by corridor, currency, provider and transaction. Review the amount, recipient, fees and any displayed rate before confirming. A submitted transfer or bill payment may be delayed, declined, reversed, held for review or completed at a different final amount where the relevant provider or market conditions require it.

4. Risks and limitations

Financial transactions involve risk, including fraud, unauthorised access, service outages, incorrect recipient details, provider failure, delays, currency movements and loss of funds. Market or reference data may be delayed or inaccurate. The service is informational and technical infrastructure, not personalised financial, tax or investment advice. There is no guarantee of profit, a particular exchange rate, execution time, availability, or successful completion.

5. Suspension and termination

Access may be restricted, suspended or terminated for security, verification, legal, risk or operational reasons, or for breach of these terms. We may change, pause or discontinue features. Where appropriate, we will provide notice, but urgent restrictions may occur without advance notice.

6. Intellectual property and third parties

GudMoney and its licensors retain rights in the service, software, branding and content. Third-party banks, payment rails, KYC providers, billers and infrastructure providers may impose their own terms, limits and privacy practices. We do not control third-party services and are not responsible for their independent operation.

7. Liability and no profit guarantee

To the extent permitted by applicable law, the service is provided without a promise that it will be uninterrupted, error-free or suitable for a particular purpose. Nothing here excludes liability that cannot legally be excluded. No statement on this website promises profits, returns, risk-free use or guaranteed execution.

8. Changes, governing law and contact

We may update these terms by publishing a new version and, where required, notifying users. The governing law, courts, legal entity and official contact details are intentionally left for the business and its lawyer to complete because they are not verified in this project.