AFRICA · UK · USA · CANADA · EUROPE

Revolutionizing
Banking for
Africa & the World.

Send money globally, hold 5 currencies, pay bills worldwide and access loans — all from a single app built for Africa's future.

DOWNLOAD THE APP

500,000+

Active Users

150+

Countries

5

Currencies

MY WALLETS

Total Balance

₦2,451,850

approx. $1,550 USD

NG

NGN

₦2,451,850

+0.4%
GB

GBP

£640.00

-0.2%
US

USD

$1,280.50

+0.4%
EU

EUR

€520.00

+0.1%

SEND MONEY

You send

₦50,000

NG
NGN

They receive

£24.68

GB
GBP
1 GBP = ₦1,995
Instant

Send Now

Nigeria·United Kingdom·United States·Canada·Europe·Ghana·Kenya·South Africa·Instant Transfers·Zero Hidden Fees·24/7 Support·Bank-Grade Security·Nigeria·United Kingdom·United States·Canada·Europe·Ghana·Kenya·South Africa·Instant Transfers·Zero Hidden Fees·24/7 Support·Bank-Grade Security·

BUILT FOR YOU

Every financial tool
inside one app.

Tap through to see how GudMoney works on mobile.

MY WALLETS

Total Balance

₦2,451,850

approx. $1,550 USD

NG

NGN

₦2,451,850

+0.4%
GB

GBP

£640.00

-0.2%
US

USD

$1,280.50

+0.4%
EU

EUR

€520.00

+0.1%

SEND MONEY

You send

₦50,000

NG
NGN

They receive

£24.68

GB
GBP
1 GBP = ₦1,995
Instant

Send Now

Send Money

Transfer money globally in seconds at the best exchange rates.

Transfers arrive in seconds

Best exchange rates, always

150+ countries supported

PIN + biometric secured

WHAT WE OFFER

Banking without
borders or limits.

International Transfers

Send money to 150+ countries instantly. Real-time FX rates, low fixed fees, guaranteed delivery.

Phone Number Banking

Open a full account with just your phone number. No paperwork, no waiting — under 2 minutes.

Crypto & Digital Finance

Buy, sell and transfer crypto with instant blockchain settlements and a multi-wallet portfolio.

Business Banking

Merchant payments, invoice management, bulk payouts and analytics for growing businesses.

Agricultural Loans

Use farm produce as collateral. Unlock capital tied to your harvest, crops, or livestock.

Insurance & Protection

Life, health, and business insurance tailored for individuals and companies across Africa.

WHO WE SERVE

Banking for every life stage

Community Banking

Banking for local communities, cooperatives and unions.

Group savings and thrift
Community loan pools
Cooperative management
Local merchant payments

Student Banking

Zero-fee financial services purpose-built for students.

Zero-fee account
Student loan access
Tuition payments
Campus merchant perks

Business Banking

Full financial infrastructure for growing companies.

Multi-user accounts
Automated payroll
Bulk payments
Business analytics

BANK-GRADE SECURITY

Your money,
always safe.

Military-grade encryption, biometric authentication and real-time fraud detection protect every single transaction.

256-bit AES Encryption
Biometric Auth
Real-time Fraud Detection
FCA Regulated
24/7 Monitoring
NDPR and GDPR Compliant

Your Financial World
in One App.

Join 500,000+ people already banking across borders with GudMoney. Download now or open a web account in under 2 minutes.