Legal information

How the service works.

This page explains the controls visible in the current application. It does not claim a licence, registration, safeguarding arrangement, or regulatory approval.

Regulatory status

The project information does not verify GudMoney's legal entity, licence, registration, regulated status, safeguarding model, partners, or target jurisdictions. Those details must be supplied and verified by the operator before this page is used as a regulatory statement.

Service controls

What the application currently does.

Account authentication

Signed-in features use authentication tokens and transaction PIN checks where required by the current application.

KYC workflows

The application includes identity and BVN verification flows that may be required before some features are available.

Transaction records

Wallet, transfer and bill-payment activity is shown through the available transaction and history screens.

Support and review

Transactions or accounts may be limited while information, risk or service issues are reviewed.

Identity verification and restrictions

The application includes KYC steps using information such as BVN and identity documents, and some features are gated by verification tier. The legal basis, screening obligations, retention periods and jurisdiction-specific process must be confirmed by the operator and its counsel.

Support and complaints

Use the verified support channel.

The current project does not verify a complaints email address, telephone number, response deadline, ombudsman route, or legal escalation body. Users should use the support channel presented inside the application. The operator must publish the formal complaints process and contact details before launch.

Accessibility

Accessibility support details and a verified contact channel should be added by the operator. This page does not make a certification or compliance claim.