Wallets, transfers and bill payments in one place
Every currency you use.
One app that keeps up.
Use available GudMoney wallets, send supported transfers and pay supported bills, with transaction details shown before you confirm where available.
Download on the
App Store
GET IT ON
Google Play
Fees, limits, verification and availability depend on the service, corridor and applicable requirements.
Wallets
Available balances
Transfers
Supported payment flows
KYC
Verification workflows
PIN
Transaction confirmation
In the app
Send money like it’s a local transfer.
Review the recipient, amount, fee and available rate before confirming a supported transfer.
Accounts
Five currencies, one home screen.
Open the app and every balance is right there — no switching between accounts or logging into a different bank for each currency.
Business
Run payouts from your pocket, approve from anywhere.
Dedicated account infrastructure for teams moving money at volume, with a companion web console for bulk uploads.
Security
Built the way a bank should be built.
Authenticated sessions
Signed-in features require an authenticated account session.
Transaction PIN
The application requests a transaction PIN for supported payment actions.
KYC checks
Some features require identity or BVN verification before use.
Account controls
Users can review available security settings and transaction activity.
Why GudMoney
What a £1,000 transfer actually costs.
Compared against a typical high-street bank transfer and a legacy money-transfer app, all sending GBP to NGN.
| GudMoney | High-street bank | Legacy transfer app | |
|---|---|---|---|
| Exchange rate margin | Shown where available | Varies | Varies |
| Transfer fee | ₦750 flat | £25 flat | £4.99 flat |
| Delivery time | Depends on corridor and provider | Varies | Varies |
| Fee shown before you send | Always | Rarely | Usually |
From people who use it
Money that moves the way people actually need it to.
“I send money to my mother in Enugu every month. What used to take three days and a chunk of the transfer now lands before I’ve closed the app.”
Ifeoma A.
Product Manager, London
“We moved supplier payments to GudMoney’s business account and cut our FX costs by about a third in the first quarter.”
Tunde B.
Founder, Lagos
“Zero monthly fees and it actually works on a patchy connection. That’s the whole pitch for me.”
Zainab K.
Postgraduate student, Manchester
Everything above lives in your pocket.
Free to download on iOS and Android. Verify your identity from your phone and start moving money the same day.
Download on the
App Store
GET IT ON
Google Play